The best time to plant a tree was 20 years ago. The second-best time is today. With so many investment options available, we understand the paralysis of making decisions and why you are seeking help.
With investing, the only goal that matters is yours. We aim to help you maximize your after-tax spendable dollar by focusing on the things you can control such as costs, taxation, and diversification. We partner with an expert team, Asset Dedication, to build income ladders and growth portfolios as laid out in your financial plan. While we lay out the strategic plan, Asset Dedication picks the individual securities that match the objectives in the plan. We cover the cost of their professional service as part of our offering to you.
Fidelity is our chosen custodian, which means your account statements come directly from Fidelity and you have online access to them anytime you wish. We handle all the paperwork, customer service, and portfolio management functions on your accounts.
Our Investment Planning Process
Create a point-in-time snapshot: We analyze where you are in terms of your current portfolio. In some cases, we can provide immediately actionable steps that benefit you; like leveraging tax-selling or profit-harvesting opportunities.
- Develop an investment strategy: From your snapshot, we’ll draw-up personalized investment strategies that will help you reach your financial objectives. This may be accomplished by building upon your existing portfolio or proposing a set of tax-efficient investments that are aligned with your personal financial goals.
- Implement your plan: Our dynamic approach to investment planning evolves with your time horizon of when you need the assets available for spending. We’ll guide and advise you on investment plan transitions as your life changes.
- Consult, and counsel: This is an ongoing partnership. Throughout our relationship with you, we’ll review your investments, keep you informed, and communicate with you about proposed changes and potential risks or opportunities for your investments.